Resources and tools
Simulate, calculate and prepare your meeting. These are indicative calculations so you arrive with clear ideas.
Find your path in 3 questions
No personal data. You get a summary at the end and can book with everything already filled in.
You can answer with keys 1–4
Your profile
- 1Who are you? · Pending
- 2What do you want to achieve? · Pending
- 3When? · Pending
1 / 3
Who are you?
French method · fixed rate
Simulate your mortgage
Indicative calculation using the French method. The real rate depends on the lender and your profile.
20 % · purchase costs are separate
Within the usual reference used by lenders. Common reference: up to 80%.
Monthly payment
€1,138
300 payments · 3.00 %
Total interest
€101,432
Total to repay
€341,432
Year 25 / 25
Principal repaid
€240,000
Interest paid
€101,432
Outstanding
€0
Compare terms
Same amount and rate, different term
Informative simulation with no contractual value or binding offer. It excludes fees, taxes and related insurance.
Simulate your savings
Illustrative projection assuming a constant return. It guarantees no result.
You would reach it in year 15
Final capital
€53,232
23 % of the final capital is return
Contributed
€41,000
Interest earned
€12,232
The cost of waiting
Starting in 5 years with the same contribution would leave you €18,537 less at the end.
Informative simulation with an assumed constant return, no guarantee, before taxes and fees. Markets fluctuate and you may lose part of the capital invested.
Prepare your meeting: documents by goal
Buy a home
- ID/NIE
- Recent payslips or tax return
- Property details (if you have one)
Grow my savings
- ID/NIE
- Summary of your current products
- How much you can save each month
Finance my business
- Latest balance sheet and P&L
- List of current debts
- Cash forecast
Protect my family
- ID/NIE
- Current policies
- Summary of family assets